Have you ever found yourself struggling to manage your finances while repaying your debts? If yes, you may have to do more than just cutting down on unnecessary expenses. In this article, you will find how Arvind helped Ravi find extra money to pay off his debts.

Everyone has their idea of a dream lifestyle. Follow these steps to create a budget so that you can achieve yours.

Paying yourself first ensures you always save money. Read on to understand more about what it is and how it can help you.

In this listicle, read about common budgeting mistakes couples make and how you can overcome them to achieve all your financial goals together.

If you want to save but don’t know how much to, read this infographic to choose a method that suits you best from three easy options.

This piece takes an example from the lives of Rita and Rohan to illustrate how internet banking has made various aspects of the banking experience extremely convenient.

You might have heard many myths about bank accounts. Read this piece to dispel those notions and understand how you can benefit from having a savings bank account.

Not every type of bank account is right for everyone. Read this piece to find out which one you should choose based on their pros and cons.

One cannot do without a bank account today. Find out how to decide if you need one or more based on your finances.

While you might have a bank account, do you truly understand its benefits? Read on to know all the ways you can benefit from having one.

Sahu ji is worried about his family’s wellbeing but doesn’t have a life insurance plan yet. Arvind helps him understand why it is important to get one.

Sameer understood the importance of having medical insurance only after getting into an accident. Here’s what you can learn from his experience.

Having an insurance plan is like having a life jacket – you won’t know how useful it is unless you really need it. Read on to understand how the most common types of insurance plans can help you.

While emergency funds are meant to be easily accessible, that doesn’t mean you should store it all in cash. Instead, follow these tips to keep them secure yet accessible.

An emergency fund can provide a cushion in various situations. Read on to understand why you need it, and how you can build one.

When your finances are tight, it can be difficult to decide whether you should save or repay debt. Use these tips to manage debt, save more, and learn how to prioritize them.

Saving money is imperative but making stupid mistakes can water down your efforts to save. Here are some common mistakes to avoid.

We all have different saving goals. Here’s where you should keep your savings based on the duration and nature of your goals.

Make your budget water-tight by using these tips to keep yourself from misspending your money.

Every small drop makes an ocean. Similarly, every rupee you save could come to use in the future. In this article, we offer you ways to save money in the most unlikely of ways.

This infographic shows when you should start saving and why through Aisha and Riya’s stories.

This article talks about old and new ways of saving money. It also mentions quick tricks to save more from everyday expenses.

While taking a loan might be an easy option, it’s not advisable to borrow unnecessarily. Learn more about benefits of saving regularly and consistently.

Do you want to start budgeting but don’t understand how? We’ve answered budgeting FAQs that can help you kickstart your journey.

Responsible children grow up to be wise adults. Give your children the tools to become financially successful in the future with these tips.

Having a fool-proof budget can get you on the right financial track. Use these 10 tips to keep your finances on track.

Feel like your budget isn’t quite working? You could be making any of the budgeting mistakes listed here. Read on to know how Seema and Uday fixed their budgets successfully.

It’s not just about how much you save. It’s also about how S.M.A.R.T you save. Find out what they are for you and how you can save for them.

You may not forget about your monthly bills, but many of us often skip budgeting for occasional expenses. In this article, learn how Ravi, Riti, and Shruti found a way never to miss their irregular expenses.

Vidhi complains to Arvind that despite budgeting as he had suggested, she still isn’t saving enough. Read this comic strip to know why and how Arvind helped her find a way to save thousands of rupees!

Overestimating income is a more common mistake that you would think. In this article, we give you step-by-step guides to avoid spending with the assumption of having more money.

ACTUAL INCOME = MONTHLY INCOME - (SAVINGS + EMI + TAXES + OTHER LIABILITIES LIKE INSURANCE PREMIUM, MEDICAL BILLS ETC.)

GET SMART WITH YOUR MONEY MVELOPES. It divides your expenses into separate categories or 'envelopes' and allows you to set spending limits.

ONLY KEEP AS MUCH CASH AS YOU NEED This will help you reduce impulsive spending and stay aware of every rupee you spend

A lot of people find it difficult to understand their credit reports. This piece tell you how to read your credit report section by section and helps you understand which portions mean what, like the first portion contains personal details,the second portion reflects one;s employment details like income, the next portion has details about the loans acquired and their history, etc.

This article will help readers differentiate between good and bad debts. It talks about the basic factors like cost, if the loan helps you build an asset, if it helps you secure your future, etc. that differentiate good debts from bad ones.

Are you planning to take a loan soon? But are you fully prepared to take the loan? Here’s a checklist you must read to make sure your loan application is processed and approved easily.

Have you ever made an impulsive purchase and regretted later? Or fell into the trap of a promotional offer? This article tells you the important questions that you must ask before deciding to borrow money for anything.

You may have heard about credit scores if you have applied for a loan. But most of you may not know about its impact on things apart from your borrowings. This piece can help you understand other such ways in which your credit score may affect you.

Borrowing money from loved ones may seem convenient, but it can get complicated if you don’t treat them like any other loan. Here’s a list of things you must keep in mind while borrowing money from friends and family.

Budgeting is the solution of most financial problems. In this listicle, learn about what budgeting is and its many benefits.

Do you want to start budgeting but don’t understand how? We’ve answered budgeting FAQs that can help you kickstart your journey.

Interest rate is what a loan company or bank charges for the loan amount they grant you. It is an important factor that determines the total cost of the loan.

When you find yourself in a lot of debt, this first thing you should do is to reassess your budget. In this article, you will see how Ravi found money in his monthly expenses to repay some of his debts.

Debts can either help you achieve life goals sooner or pull you farther away from them. Ravi was struggling with his loans too, but Arvind told him about these 5 mantras that will help him get out of debt.

You save money to secure your future, but your present may need it more at times. Particularly when dealing with excessive debt, savings and investments can help you repay them sooner. Find out how Arvind helped Ravi identify sources of extra money to clear his debts.

Arvind and Ravi are halfway through their 5 mantra plan and are meeting to discuss the third mantra - Adopt a method to pay debt systematically. Arvind helps Ravi chart out a workable method, which is best suited to his situation to pay off his debts.

We all need to borrow money at some point in our lives. But it is very important to know when to stop and reassess our finances. This article mentions indicators that can tell you if you have more debt than you can comfortably repay. 

This is the last piece of the mantras series. In this piece, Arvind talks about the various ways your loan company can help in case of default. It suggests steps like contacting your lender asap and informing them about the reason for the delay, sharing your previous repayment history with them, etc. and informs you of the ways your loan company can help you deal with your debt. Then he informs Ravi about some ways his lender can help his deal with his debts.

Have you ever wondered what exactly a credit bureau does? This article will help you understand the role that credit bureaus play in an economy and the ways in which they can help you as a borrower.