Benefits of Home Credit Ujjwal Card
Pre-approved credit limit
Enjoy the convenience of pre-approved limit of up to ₹50,000
One-time documentation
Submit your KYC documents at the time of application process and we will not ask you to submit the documents again
Easy Repayments
Now buy the product of your choice with Home Credit Ujjwal Card and enjoy the benefit of easy repayments
No foreclosure charges
Foreclose the loan at no additional charges
Fee and Eligibility
Joining Fee
With a one-time joining fee of just ₹ 549, now avail the luxury of pre-approved limit
Membership Fee
Eligibility Criteria
Value-added Services
Opt for our Value-added Services while applying for Ujjwal Card
Fin-Shield
Many a times, we are faced with unpredictable and unforeseen circumstances in life that compel us to think about protecting ourselves and our loved ones from the consequences of such events. Therefore, to support you and your family members from these events, we have created an offering to provide you with financial safety in times of crisis. For detailed terms and conditions, please click here
Life Insurance
Personal Accident Insurance
Payment Holiday
Frequently Asked Questions
What is the Ujjwal Card?
Ujjwal Card is an instant limit to purchase smartphones or home appliances on easy monthly EMIs.